1. Introduction
SaveRotation is a mobile application developed by Rainbeta Systems LLC to help private groups manage their rotating savings circles (also known in some locations as "tandas," "susus," "esusu," or "ajo"). This Privacy Policy explains how we collect, use, and protect your personal information.
IMPORTANT DISCLAIMER: Rainbeta Systems LLC is a technology service provider only. We do NOT:
- Solicit, collect, hold, or manage any funds
- Act as a financial institution or money transmitter
- Participate in any savings circle or group
- Provide financial advice or services
- Guarantee any financial transactions between users
SaveRotation is solely a convenience tool for private groups to organize and track their own savings activities. All financial transactions occur directly between group members outside of our platform.
2. Information We Collect
2.1 Information You Provide
- Account Information: Name, email address, phone number, and password
- Profile Information: Profile photo, user preferences, and settings
- Group Information: Group names, member roles, and rotation schedules
- Transaction Records: Payment history, contribution amounts, and dates (for record-keeping purposes only)
2.2 Automatically Collected Information
- Device Information: Device type, operating system, unique device identifiers
- Usage Data: App features used, interaction times, and navigation patterns
- Authentication Data: Login timestamps and session information
- Biometric Data: If enabled, device-stored biometric authentication (fingerprint/face ID) for app access - this data never leaves your device
2.3 Information From Third Parties
- Authentication Services: We may use third-party authentication providers for secure login
- Cloud Storage: Profile images are stored securely in cloud storage (Azure Blob Storage)
3. How We Use Your Information
We use your information to:
- Provide Services: Enable you to create and manage savings groups
- Authentication: Verify your identity and secure your account
- Communication: Send notifications about group activities, invitations, and system updates
- Transaction Tracking: Help you and your group members track contributions and payouts (informational only)
- Improve Services: Analyze usage patterns to enhance app functionality
- Security: Detect and prevent fraud, abuse, and security incidents
- Legal Compliance: Comply with applicable laws and regulations
4. Data Storage and Security
4.1 Data Storage
- Your data is stored on secure cloud servers (Microsoft Azure)
- Profile images are stored in encrypted blob storage
- All data transmissions use industry-standard encryption (TLS/SSL)
4.2 Security Measures
- Passwords are hashed and never stored in plain text
- JWT (JSON Web Tokens) for secure session management
- Optional biometric authentication for enhanced security
- Regular security audits and updates
4.3 Data Retention
- We retain your data while your account is active
- You may request deletion of your account and associated data at any time
- Some data may be retained for legal compliance or dispute resolution
5. Data Sharing and Disclosure
5.1 Within Your Groups
- Information you provide (name, profile photo, payment records) is shared with other members of your savings groups
- Group administrators can view member contribution history and participation
5.2 Third-Party Service Providers
We may share data with trusted service providers who assist us:
- Cloud Hosting: Microsoft Azure (data storage and hosting)
- Authentication: Identity verification services
- Email Services: For sending notifications and OTPs
- Analytics: To improve app performance (anonymized data only)
5.3 Legal Requirements
We may disclose information when required by law, court order, or to:
- Comply with legal obligations
- Protect our rights and property
- Prevent fraud or security threats
- Protect user safety
5.4 What We DO NOT Share
- We do NOT sell your personal information to third parties
- We do NOT share your data for marketing purposes
- We do NOT provide your financial records to financial institutions
6. Your Rights and Choices
You have the right to:
- Access: Request a copy of your personal data
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your account and data
- Withdrawal: Leave any savings group at any time
- Opt-Out: Disable notifications or biometric authentication
- Data Portability: Request your data in a portable format
To exercise these rights, contact us at [info@rainbeta.com].
7. Children's Privacy
SaveRotation is not intended for users under 18 years of age. We do not knowingly collect information from children. If you believe a child has provided us with personal information, please contact us immediately.
8. Third-Party Links and Services
Our app may contain links to third-party websites or integrate with third-party services. We are not responsible for the privacy practices of these third parties. Please review their privacy policies separately.
9. International Data Transfers
Your data may be transferred to and stored on servers located in different countries. By using SaveRotation, you consent to such transfers. We ensure appropriate safeguards are in place to protect your information.
10. Biometric Information
If you enable biometric authentication:
- Biometric data (fingerprint/face ID) is stored locally on your device only
- We do NOT collect, store, or have access to your biometric information
- Biometric authentication is managed by your device's operating system
- You can disable this feature in app settings at any time
11. Financial Disclaimer
SaveRotation is a tracking and organizational tool only.
- All financial transactions occur directly between group members
- Rainbeta Systems LLC does not process, hold, or manage any funds
- We are not responsible for disputes, defaults, or financial losses
- Users participate in savings groups at their own risk
- We do not verify the identity or creditworthiness of users
- We do not enforce payment obligations between members
Groups should establish their own rules, agreements, and trust mechanisms.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by:
- Posting the updated policy in the app
- Sending an email notification
- Displaying an in-app notice
Your continued use of SaveRotation after changes constitutes acceptance of the updated policy.
13. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy:
Rainbeta Systems LLC
Email: info@rainbeta.com
Address: Richmond Hill, Georgia, US
Website: https://www.rainbeta.com
14. Governing Law
This Privacy Policy is governed by the laws of the State of Georgia, United States, without regard to its conflict of law provisions.
15. Data Protection Rights (GDPR/CCPA)
If you are located in the European Union or California, you have additional rights:
EU Users (GDPR)
- Right to be informed
- Right of access
- Right to rectification
- Right to erasure
- Right to restrict processing
- Right to data portability
- Right to object
- Rights related to automated decision-making
California Users (CCPA)
- Right to know what personal information is collected
- Right to know if personal information is sold or disclosed
- Right to say no to the sale of personal information
- Right to access personal information
- Right to equal service and price
To exercise these rights, contact us at info@rainbeta.com
By using SaveRotation, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.